Last Updated On:  6th Feb 2024

SAKAERA TECHNOLOGIES PRIVATE LIMITED, having its registered office at No. 1241, 1st Floor, 18th Cross 5th Main, Sector 7 HSR Layout, Bangalore – 560102 (“Company”or“we” or**“us”**), is the owner of the website domain at www.orbitwallet.in and mobile application titled ‘Orbit Wallet’ available on the Google Play Store/Apple Play Store respectively (collectively referred as “Platform”).This page informs a visitor or user (“you”, “your” or “User”) of the Platform of our policies regarding the collection, use, and disclosure of personal data when you use our Platform and the choices you have associated with that data (hereinafter referred to as “Privacy Policy”).We use your data to provide and improve the Platform. By using the Platform, you agree to the collection and use of information in accordance with this Privacy Policy

1. INTRODUCTION AND APPLICABILITY OF THE PRIVACY POLICY

1.1. We are strongly committed to respecting your online privacy and recognize the need for appropriate protection and management of any personal information collected and/or collated by us.

1.2. The purpose of this Privacy Policy is to ensure that there is an intact charter that governs the collection, usage and protection of any personal and/or sensitive data collected by us. This Policy defines our procedure for collection, usage, processing, disclosure and protection of any data or information obtained by us through the Platform.

1.3. Any reference made to Privacy Policy in this document shall mean and refer to the latest version of the Privacy Policy

2. DISCLAIMER:

2.1. Please be advised that any Information (as defined herein below) procured by us, shall be:

a. processed fairly and lawfully for rendering the Services (as defined in the Terms of Service);

b. obtained only for specified and lawful purposes, and not be used in any manner which is against the law or policy in force in India (“Applicable Law”);

c. adequate, relevant and not excessive in relation to the purpose for which it is required;

d. able to be reviewed by the User, from time to time and updated-if need arises;

e. and not kept longer than for the time which it is required or the purpose for which it is required or as required by the applicable law.

A. WE SHALL NOT BE LIABLE FOR ANY LOSS OR DAMAGE SUSTAINED BY REASON OF ANY DISCLOSURE (INADVERTENT OR OTHERWISE) OF ANY DATA, IF THE SAME IS EITHER (A) REQUIRED FOR SHARING YOUR INFORMATION FOR LEGITIMATE PURPOSES; OR (B) WAS EFFECTED THROUGH NO FAULT, ACT, OR OMISSION OF THE COMPANY.

B. BY USING THE PLATFORM OR SERVICES, YOU EXPLICITLY ACCEPT, WITHOUT LIMITATION OR QUALIFICATION, THE COLLECTION, USE AND TRANSFER OF THE INFORMATION IN THE MANNER DESCRIBED HEREIN.

C. PLEASE READ THIS PRIVACY POLICY CAREFULLY AS IT AFFECTS YOUR RIGHTS AND LIABILITIES UNDER LAW.

3. Your consent

3.1. Please note that by providing the Information (as defined herein below), you provide your consent and authorize us to collect, use or disclose such Information for the business and research purposes and as stated in this Privacy Policy and as permitted or required by applicable law. Moreover, you understand and hereby consent that this Information may be transferred to any third party for the purpose of providing Services through the Platform or to any third-party providers for rendering Services, any jointly developed or marketed services, payment processing, order fulfilment, customer services, data analysis, information technology services and such other services which enable us to provide Services through the Platform.

3.2. In addition to any consent you may give pursuant to the Privacy Policy, you hereby consent to the Company to access your credit score from third parties in accordance with applicable law and in accordance with the Terms of Service.